Terms of Service

Welcome to Oddinpay. THIS TERMS OF SERVICE AGREEMENT (the “Agreement”), Please read on to learn the rules and restrictions that govern your use of our website(s) www.oddinpay.com, products, services and applications (the “Services”). If you have any questions, comments, or concerns regarding these terms or the Services, please contact us at: support@oddinpay.com. These Terms of Use (the “Terms”) are a binding contract between you and Oddin Pay LLC. (“Oddinpay,” “we” and “us”). Your use of the Services in any way means that you agree to all of these Terms, and these Terms will remain in effect while you use the Services. These Terms include the provisions in this document as well as those in our Privacy Policy, F.A.Q and DPA.

DPA

Data Processing Agreement.

Oddin Pay has developed certain Software, as defined below, which Customer desires to use for its business purposes. Customer will be provided access to and use of the Software as part of the web-based Oddin Pay Service. Please read these Terms carefully. They cover important information about Services provided to you and any charges, taxes, and fees we bill you.

What about my privacy?

Oddinpay takes the privacy of its users very seriously. For the current Oddinpay Privacy Policy, please refer to Privacy Policy

Disclaimer

Oddinpay partners with multiple banking and financial institutions across the globe to power its platform. Oddinpay primarily acts as your Merchant of Record under the hood, powering payment cascading and routing payments through our orchestrator based on merchant risk. Service availability may vary by country, and certain features are subject to the applicable partner terms and conditions. Acceptance or approval of any application is subject to individual partner terms, conditions, and compliance reviews. We assume no liability for decisions made by third-party platforms, financial institutions, or partner networks regarding account eligibility, restrictions, or rejections.

Children’s Online Privacy Protection Act

The Children’s Online Privacy Protection Act (“COPPA”) requires that online service providers obtain parental consent before they knowingly collect personally identifiable information online from children who are under 13 years of age. We do not knowingly collect or solicit personally identifiable information from children under 13 years of age; if you are a child under 13 years of age, please do not attempt to register for or otherwise use the Services or send us any personal information. If we learn we have collected personal information from a child under 13 years of age, we will delete that information as quickly as possible. If you believe that a child under 13 years of age may have provided us personal information, please contact us at support@oddinpay.com.

Prohibited Businesses

We do not onboard businesses that are in high-risk categories. Please check if your business is prohibited before onboarding by reviewing the Prohibited Businesses list.

Restricted Businesses

To develop the applications listed below, integration with our compliance SDK is mandatory. Failure to use the SDKs will result in your account being paused until compliance is verified.

The Compliance SDK is required to use Oddin auth. Pricing is pay-as-you-go at $0.20 per active user/month bound to the Compliance SDK. Oddin auth already includes Oddinpay at no extra cost; we only charge our standard processing fee of 5% + 50¢ per transaction.

You get a much better developer experience and can ship your application faster. We handle the heavy lifting so you no longer have to worry about taxes, regional compliance, or regulations it’s all included at no extra cost in our pricing.

Apps listed below face strict restrictions from many financial institutions and countries, making them hard to launch independently. We make the entire process easy-peasy right at your fingertips, making deployment as effortless as possible.

• Dating apps (SDK)

Definitions and Interpretation

• "Affiliate Entity" means being any corporation, partnership, limited liability company or other form of legal entity, which directly or indirectly controls, is controlled by or is under joint control, from time to time;

• "Accept Terms of Service" means Oddinpay’s legal service agreement, which grants your consent.

• "Account" means each individual Customer account in the Oddin Pay Service system that is associated with Customer’s subscription.

• “Activation Date” means the later of the date this Agreement is executed by Customer and accepted by Oddin Pay.

• "Buyers" means Checkout Buyers, Invoiced Businesses and Invoiced Consumers;

• "Buyer Terms" means the Checkout Buyer Terms, Invoicing Consumer Terms and Invoicing Business Terms;

• “Billing Cycle” means each calendar month.

• "Card" means any form of credit card, debit card or pre-paid card issued by an Issuer under a Card Scheme;

• "Card Scheme" means Visa Inc, MasterCard Worldwide, Cartes Bancaires, JCB, American Express, Union Pay International, Diners Club International/Discover Network or comparable bodies which provide Cards and regulate Card acceptance and includes alternative payment methods and schemes such as PayPal;

• "Chargeback" means a transaction which is successfully charged back or reversed, in whole or part on the request of a Checkout Buyer or a payment method provider pursuant to the relevant Payment Scheme Rules and may or may not incur a charge;

• “Checkout Buyer” means an end customer who purchases the Product using the Oddinpay Checkout;

• "Oddinpay" means for sales to Buyers and for sales to the rest of the world;

• “Oddinpay Checkout” means the online checkout that Checkout Buyers use to purchase the Product, and includes payment methods such as credit card, GooglePay, alternative payment methods and bank transfer;

• "Refund" means to give someone back an amount of money, especially because they have paid too much or are not happy with a product or service.

• “Third-Party Software” means any software or technology (including open source software) that is not part of the Oddin Pay Family Products.

User Responsibilities

By using the Oddinpay services, you agree that you will not:

• Engage in any fraudulent, illegal, or abusive behavior.
• Attempt to interfere with the proper working of the services.
• Violate any applicable laws or regulations while using the services.
• Use any automated system (such as bots or scrapers) to access the services in a way that could disrupt our operations.
• Misrepresent yourself or your affiliation with any individual or entity.

Violation of any of the above restrictions can result in termination of your access to the services.

Fees and Payment

Statement Descriptor

Shortened Descriptor

Oddinpay acts as the Merchant of Record, managing all your payment processing needs seamlessly. By utilizing our services, you grant us authorization to process payments on your behalf. Our service fees are transparently outlined, please refer to pricing We charge 5% + 50¢ per transaction. payments and payouts (processed between the 18th–26th once you reach the $100 USD threshold) are considered transactions. If you don't want to be paid monthly, you can choose to withdraw your funds manually.

International Transactions

For any transactions processed outside the United States, an additional fee of 2% will be applied on top of the standard base fee (5% + 50¢). This additional fee accounts for cross-border processing and international cards, and handling costs.

Payout Threshold

Statement Descriptor

Shortened Descriptor

Global

• $100 USD

India

• $500 USD

Refunds

When using Oddinpay, you only interact with official Oddinpay support. If you are a customer, you do not interact directly with the seller; if you are a seller, you do not interact directly with the customer. We act as the intermediary between both parties to protect your privacy and handle all associated liabilities.

Oddinpay is responsible for issuing refunds for both digital and physical products. You can request a refund instantly from your dashboard. meaning you don't have to contact the seller. As a self-service tool, the dashboard processes refunds right away.

However, instant refund policy does not apply to certain physical products from the yayget these items are only eligible for our standard refund process due to product timing and availability.

After 90 days, you are eligible for our standard refund process up to 120 days, which is not instant. We manually approve your request, but you do not need to contact us; everything is handled automatically.

If you have exceeded the 120-day limit and within the 540-day window (the 540-day period applies only to pre-orders, product reservations and delayed items), contact support@oddinpay.com or contact to handle your refund.

Returns

• Returns are not required for internationally shipped items valued under $100.
• Returns are not required for locally shipped items valued under $50.
• If you change your mind or are not satisfied, you may return the item at any time. We will provide a full refund of the amount paid.

Suppliers

As a reseller, Oddinpay will provide the following Services:

• Acting as your non-exclusive reseller of the product via Oddinpay Checkout across all territories supported by Oddinpay
• Facilitating product fulfillment by you to buyers through connecting you to buyers to enable such buyer to download / access the Product, as applicable; and
• Order support and being responsible for all aspects of sales tax as between you, Oddinpay and Buyers.

Consumer Rights

Every customer purchasing from Oddinpay merchants receives an account with a user-friendly dashboard. Dashboard allows you to easily track, cancel, or renew orders, and request an instant refund for digital & physical products. Feel free to request a refund if you are not satisfied with your purchase.

Typically, refund requests must be submitted within 120 days of a successful transaction. However, for pre-orders, product reservations and delayed items an extended period of up to 540 days is available.

We provide full refunds to end customers; however, processing fees are borne by the merchant. Banking partners may not refund payment processing fees, and blockchain network fees for crypto transactions are similarly non-refundable.

Do you not recognize the charge?

If you see ODDINPAY, ODDINPAY* MERCHANT NAME or ODDIN, ODDIN* MERCHANT NAME on your bank statement, it likely means you purchased a product or service from a merchant using the Oddinpay payment gateway. However, if you realize you did not initiate the transaction and your card was used without your consent, you can instantly reverse it using our lookup tool,and the update will appear on your bank statement within 2–8 business days.

Miscellaneous

The failure of either you or us to exercise, in any way, any right herein shall not be deemed a waiver of any further rights hereunder. If any provision of these Terms are found to be unenforceable or invalid, that provision will be limited or eliminated, to the minimum extent necessary, so that these Terms shall otherwise remain in full force and effectand enforceable. You and Oddinpay agree that these Terms are the complete and exclusive statement of the mutual understanding between you and Oddinpay, and that these Terms supersede and cancel all previous written and oral agreements, communications and other understandings relating to the subject matter of these Terms. You hereby acknowledge and agree that you are not an employee, agent, partner, or joint venture of Oddinpay, and you do not have any authority of any kind to bind Oddinpay in any respect whatsoever.

Prohibited Content and Storage Use

Oddinpay provides secure storage and distribution for your digital files and document assets. By using our platform, you agree that you will not upload, store, publish, or distribute any content that:

• Is unlawful, harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable.
• Contains nudity, sexual content, or sexually explicit material.
• Promotes or depicts terrorism, violence, or extremist activities.
• Contains hate speech or incites discrimination based on race, ethnicity, religion, gender, sexual orientation, disability, or other protected characteristics.
• Infringes on any intellectual property rights, including copyrights, trademarks, or trade secrets.
• Contains viruses, malware, or any other malicious code designed to harm or disrupt systems.

Oddinpay is intended only for the lawful storage and distribution of files, documents, and digital assets that you own or have the right to sell or share.

Any violation of these terms may result in suspension or termination of your account, removal of prohibited content, and potential reporting to law enforcement authorities where required.

Warranty Disclaimer

European Union (EU)

Under the EU Sale of Goods Directive, all sellers (and Merchants of Record selling to EU consumers) must provide a minimum 2-year legal guarantee against defects at no cost to the buyer.

Oddinpay and its licensors, suppliers, partners, parent, subsidiaries or affiliated entities, and each of their respective officers, directors, members, employees, consultants, contract employees, representatives and agents, and each of their respective successors and assigns (Oddinpay and all such parties together, the “Oddinpay Parties”) make no representations or warranties concerning the Services, including without limitation regarding any Content contained in or accessed through the Services, and the Oddinpay Parties will not be responsible or liable for the accuracy, copyright compliance, legality, or decency of material contained in or accessed through the Services or any claims, actions, suits procedures, costs, expenses, damages or liabilities arising out of use of, or in any way related to your participation in, the Services. The Oddinpay Parties make no representations or warranties regarding suggestions or recommendations of services or products offered or purchased through or in connection with the Services, including any Contributor Services. THE SERVICES AND CONTENT ARE PROVIDED BY Oddinpay (AND ITS LICENSORS AND SUPPLIERS) ON AN “AS-IS” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT USE OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Cashback

By clicking the "Sign Up" button, you agree to our Cashback Policy.

• Every buyer is entitled to 5% cashback on purchases made from our merchants.

• Merchants can save thousands of dollars when they migrate to Oddinpay, which allows us to provide this 5% cashback benefit to our end customers.

• Our cashback policy is applied automatically. When a customer makes a purchase, 5% of the transaction amount will be refunded to the original payment method.

Newsletter

By clicking the "Sign Up" button, you agree to our Newsletter Policy.

• You will receive newsletters from Oddinpay weekly or monthly.

• You can unsubscribe at any time if you no longer wish to receive them.

Onboarding

• Instant access: Once you complete onboarding (usually less than 5 minutes), you’ll be able to access our platform right away.

• Payments & Subscriptions: You can start accepting payments immediately and create checkout links.

Manual Review: If your transactions or activity exceed certain thresholds, we will conduct a manual review of your account.

Customer Support

• https://oddinpay.com/contact - We will reply to you through this page.

• support@oddinpay.com - We will reply to you via this email. Inquiry must relate to oddinpay products.

• hello@oddinpay.com - Please do not reply to this email. It is used exclusively for welcome, account, order, invoice, and billing notifications.

• updates@oddinpay.com - Please do not reply to this email. It is used to notify newsletter subscribers when new content is published on the Oddinpay blog and to share platform updates.

• status@oddinpay.com - Please do not reply to this email. It is used to send alerts when the Oddinpay status goes down or comes back up.

AML Policy

Financial Crimes Risk Appetite Policy Statement

• We issue customer notifications strictly in accordance with applicable AML/CFT laws, regulations, and supervisory guidance, including any requirements relating to confidentiality and restrictions on tipping-off.

• Maintain a risk-based, multi-step KYC and KYB programme to verify customer identity, legal existence, and beneficial ownership. Verification is performed at onboarding and is subject to ongoing due diligence, periodic review, and event-driven refreshes where risk indicators change.

• Operate an integrated fraud and financial-crime control framework combining rule-based monitoring and AI-enabled verification. The framework is supported by continuously updated internal and external data sources, calibrated risk rules, and typology-driven detection models to identify, prevent, investigate, and where required, escalate and report suspicious or high-risk activity, including both known and emerging fraud patterns.

• Oddinpay apply jurisdictional controls, including restrictions on countries classified as high-risk or prohibited under Oddinpay policy, such as Cuba, Iran, North Korea, Syria, Russia and the Crimea, Donetsk, and Luhansk Regions and we screen all customers and transactions against applicable terrorism, sanctions, and watchlists.

• Oddinpay’s fraud-detection engine identifies card testing and indirect financial abuse, blocks such activity within seconds, and collects all relevant IP data and logs for investigation and regulatory purposes.

Relationship with Law Enforcement

To protect our users and uphold the law, we work alongside governments, law enforcement, and NGOs to combat CSAM, illicit drugs, and terrorism. We maintain logs of user activity and fully cooperate with law enforcement, which can result in investigation, prosecution, and arrest.

We actively monitor all content you upload, share, and consume, as well as user behavior, on https://www.yayget.com and https://www.oddinpay.com. Any detected violations or illegal activities will be reported immediately to the appropriate authorities.

Online Safety Guide

Official Channels & URL Verification

Before interacting with our platform or reaching out for support, always double-check your URLs to ensure you are on our official properties. Our only official online presence consists of:

• Official Website: https://www.oddinpay.com

• Official LinkedIn: https://www.linkedin.com/company/oddinpay

• Official GitHub: https://github.com/oddinpay

Liability Disclaimer: Oddinpay takes no responsibility and assumes no liability for any websites, social media profiles, channels, or applications operating on any other URLs or platforms. If a link, handle, or domain is not listed above, it is not affiliated with Oddinpay. Always double-check your browser's address bar.

All account, billing, and general platform questions must go through our official Customer Support channels. Any inquiries regarding accounts sent through GitHub or LinkedIn will not be answered.

Scope of Support on External Platforms (GitHub & LinkedIn)

To ensure your requests are handled securely and efficiently, please note our strict communication boundaries across external platforms:

• GitHub (github.com/oddinpay): Reserved strictly for technical integration issues and feature requests once an issue has been officially opened. We do not handle account-specific, billing, or general customer support inquiries through GitHub.

• LinkedIn (linkedin.com/company/oddinpay): Used solely for corporate updates and company announcements. We do not provide customer support or respond to direct user inquiries via LinkedIn.

More

• Use an ad blocker. uBlock Origin or a browser such as Brave, which has a built-in ad blocker.

• Do not click any links that are not from www.oddinpay.com or oddinpay.com, and do not reply to any emails that are not from support@oddinpay.com.

YouTube channels to follow to learn how to protect yourself from common scams.

• Scammer Payback

• Trilogy Media

• Scambaiter

• NanoBaiter

Termination

Oddinpay reserves the right to terminate or suspend your access to the Services at any time, without notice, for conduct that violates these Terms or is harmful to our operations or other users. Upon termination, your right to access the Services will immediately cease.

Permanent ban

We will permanently ban you if you abuse our services or violate any of our terms. In such cases, you will lose access to our platform.

We want our terms to be as straightforward as possible. If anything looks off or could be clearer, we’d love to hear from you at support@oddinpay.com. All practical feedback is warmly welcomed and reviewed! oddinpay maintains complete transparency in its Terms and Privacy Policy strictly following everything written so users receive exactly what is promised.

Please remember that we update our terms from time to time. When this happens, we will notify you via email.